Contact Us
Mental Health
Financial advice
Youth Matters
Techno Corner

Malti Patel

Q: I understand that to get Social Security disability benefits, my disability must be expected to last at least a year. Does this mean that I must wait a year after becoming disabled before I can receive benefits?

A: No. You do not have to wait a year after becoming disabled to receive disability benefits. However, you should apply for disability benefits as soon as you become disabled. It can take a long time to process an application for disability benefits (three to five months). If your application is approved, your first Social Security disability benefits will be paid for the sixth full month after the date your disability began. For example, if the state agency decides your disability began on Jan. 15, your first disability benefit will be paid for the month of July. However, Social Security benefits are paid in the month following the month for which they are due, so you will receive your July benefit in August.

Q: I just got a notice from Social Security that said my Supplemental Security Income (SSI) case is being reviewed. What does this mean?

A: Social Security reviews every SSI case from time to time to make sure the individuals who are receiving checks should continue to get them. The review also determines if the individuals are receiving the correct amounts based on their Income and resources level.

Q: Are SSI payments only paid to disabled people?

A: No. SSI payments also are made to people who are age 65 or older and have limited income and financial resources. For more information, see

Q: I had a serious back injury four years ago and received disability benefits for about 18 months until I could return to work. Unfortunately, my back problems have returned and I may not be able to continue working much longer. When I first applied for benefits, I waited several months before I received my first check. If I reapply for benefits, will my wait be as long as it was the first time?

A: If you become disabled a second time within five years after your previous disability benefits stopped, there is no waiting period before benefits start. If your claim is approved, you can receive benefits for the first full month of disability. It can take from three to five months to get a decision on a disability claim, depending on how long it takes to obtain your medical records and any other information needed to decide whether you are disabled. You can help shorten this time by providing as much information as possible when you apply for benefits

Q: Is there a time limit on Social Security disability benefits?

A: No. Your disability benefits will continue as long as your medical condition has not improved and you cannot work. Your case will be reviewed at regular intervals to make sure you are still disabled. If you are still receiving disability benefits when you reach full retirement age, they will automatically be converted to retirement benefits.

These questions and answers are courtesy of Malti Patel. She can be reached at (469) 675-0972 or 1607 Wood Creek Lane, Allen, Texas 75002.

Contact Information
The Editor:
Send mail to with questions or comments about this web site. Copyright © 2004 Khaas Baat.

Anything that appears in Khaas Baat cannot be reproduced, whether wholly or in part, without permission. Opinions expressed by Khaas Baat contributors are their own and do not reflect the publisher's opinion.

Khaas Baat reserves the right to edit and/or reject any advertising. Khaas Baat is not responsible for errors in advertising or for the validity of any claims made by its advertisers. Khaas Baat is published by Khaas Baat Communications.